Music retail asks a POS to do four things general retail never has to: rent instruments out on long term contracts, book them in for repair, bill for lessons, and track a serial number on every guitar that comes through the door. This guide compares nine systems on published US pricing and on those four capabilities specifically, because they are what separate a music store system from a shop till. Every figure came from the vendor's own site in September 2026. New to buying one? Start with our guide to what a pos system does.
The systems at a glance
| Platform | Published price (US) | Card rate published | Best for |
| Vibe Retail | $19/mo Essential, $97/mo Pro | Yes, from 2.9% + 15c | Accessories and retail depth |
| Tri-Tech AIM | $995 one time, plus modules | No | Full rental and lesson coverage |
| MicroBiz Cloud | $65 Standard, $95 Enterprise | No | Serial numbers on a budget |
| Lightspeed Retail | $89, $149, $289 | 1.5% stated | Repairs and consignment |
| Music Shop 360 | $99 Startup, rest not published | No | School rental programs |
| Rain POS | $99 Startup, rest not published | No | Rent to own and Reverb |
| Square | $0, $49, $149 per location | Yes, 2.6% / 2.5% / 2.4% + 15c | Small shops selling accessories |
| Shopify POS | $89 Pro per location, plus plan | Yes, 2.6% / 2.5% / 2.4% + 10c | Stores selling online first |
| POS Highway | $125 to $139 per workstation | No | Multi till Counterpoint shops |
The systems compared
1. Vibe Retail
Best for: Stores where accessories, gear and retail depth are the bulk of the business
Published pricing: Essential $19/month for one register, two users and 100 items. Pro $97/month for unlimited users and items, loyalty, ecommerce and multi-location sync. Card present from 2.9% + 15c down to 2.5% + 10c.
What stands out: Most music stores sell far more strings, cables, reeds, stands, sticks and small gear than they do instruments, and that side of the business is ordinary retail done well. Vibe handles the catalog depth, prices published up front, stock that counts down as it sells, and multiple stores on one price list rather than a license per site. Our music store POS system page has the detail, and the electronics store POS system page covers the similar problem of serialized high value gear.
Tradeoffs: Vibe does not have a rental contract engine and does not schedule or bill lessons. If school band rentals or a teaching studio are a real part of your revenue, the specialists further down this list are built for that and Vibe is not.
2. Tri-Tech AIM
Best for: Stores running rentals, repairs and lessons all at once
Published pricing: A perpetual license rather than a subscription. Base package $995 one time for one location and one workstation. Modules are $445 each, covering short term rentals, repair and service tracking, lesson and appointment scheduling and billing, purchase orders, accounts payable and more. The long term rental and sales contracts module is $745. Extra workstations are $245, extra store locations $595. A store wanting rentals, long term contracts, repairs and lessons is looking at roughly $3,075 up front. Support plan costs and card rates are not published.
What stands out: The only system here that covers the entire music retail workflow out of the box: month to month rentals, rent to own, sales contracts and lease purchases, repair estimates and service tracking, instructor schedules and lesson billing, serialized inventory, layaways, trade ins and consignment. It is the most complete feature set in the category by a distance.
Tradeoffs: The up front cost is real and the modules add up fast. Support is a separate ongoing cost that is not published, and a perpetual license only pays for itself if you keep the system for three or four years or more.
3. MicroBiz Cloud
Best for: Stores that want serial numbers and a small monthly bill
Published pricing: Standard $65/month or $650/year for one store, one register and up to 25,000 products. Enterprise $95/month or $950/year for up to 150,000 products. Extra register license $32.50/month, additional store $65/month. Free setup and up to four hours of configuration and training, with complex imports at $200 per four hour block. Card rates are not published.
What stands out: The most transparent pricing in the category and the only cloud product treating serialized inventory as its headline feature rather than a checkbox. MicroBiz's service department module bills by hour or by job, which covers both repairs and lessons on one mechanism. Trade ins and layaways are handled.
Tradeoffs: Rentals are mentioned in passing with no contract engine behind them, so school band programs are out. Consignment is not covered. Card rates are not published.
4. Lightspeed Retail
Best for: Stores focused on repairs and consignment rather than rentals
Published pricing: Basic $89/month, Core $149/month, Plus $289/month, each including one register, with up to 18% off annual billing. Extra locations and registers are listed as configurable add-ons with no price published. Lightspeed's pricing page states a card present rate of 1.5% with no per transaction fee, which is well below every third party report of their US rate.
What stands out: The strongest repair workflow here: detailed work orders, hours tracked against the job, progress tracking and automated customer notifications. Serialized items are properly supported, and consignment is handled through tags with automated consignor reports, which is more than most of this list manages.
Tradeoffs: Lessons are not mentioned anywhere in the product, which catches a lot of buyers out given how many stores teach. Rentals are a deposit and an inventory hold rather than a rent to own contract, so it will not run a school program. Extra location pricing is not published.
5. Music Shop 360
Best for: Stores whose business is the school band program
Published pricing: Music Startup $99/month billed annually. The Core and Plus tiers are not published. A $750 setup fee covers data migration and configuration and is rebated in full only if you go live processing payments with them. Per location costs and card rates are not published.
What stands out: Built specifically for music retail in the cloud, with rent to own options, balance checking for customers, an online school rental management product aimed at school music dealers, work orders for repairs, online class sign ups for lessons and serial number recording on every instrument. If school rentals are the business, this and Tri-Tech are the two that genuinely handle it.
Tradeoffs: Only the entry tier is priced, so the realistic cost is unknown until you talk to sales. The setup fee rebate is a payment processing commitment dressed as a discount. True consignment is not stated and layaway is not mentioned.
6. Rain POS
Best for: Stores that sell heavily on Reverb
Published pricing: Rain Startup $99/month billed annually. Core and Plus are not published. Setup fees, per location costs and card rates are all not published.
What stands out: The only system in this comparison leading on a Reverb integration, which for a store shifting used gear online is worth a lot. Rent to own is covered with recurring billing, online contracts and rental credits, and work orders include service reminders, text updates and serialized inventory. The ecommerce and website side is stronger than most.
Tradeoffs: No lessons, no consignment and no layaway. Only the entry tier is priced and everything else routes to a quote. Rain's music page is the thinnest of the credible vendor pages in this category.
7. Square
Best for: Small shops selling accessories and small gear
Published pricing: Square Free $0, Square Plus $49/month per location, Square Premium $149/month per location. In person 2.6% + 15c, 2.5% + 15c and 2.4% + 15c. Online 3.3% or 2.9% + 30c. Keyed in 3.5% + 15c.
What stands out: Fully transparent on both software and card rates, which almost nobody else in this category is, and the retail side is genuinely capable for accessories and general stock. For a store that sells strings, sticks, cables and small gear and does nothing else, it is cheap and quick.
Tradeoffs: No instrument rentals, no rent to own, no repair work orders, no consignment and no serial number tracking in Square for Retail. Lessons would need Square Appointments as a separate product. This is the honest cheap but wrong tool entry: if any of the four music specific workflows matter, it will not do.
8. Shopify POS
Best for: Stores selling online first and in store second
Published pricing: POS Pro $89/month per location billed yearly, on top of a Shopify plan. Plans are Basic $39/month, Grow $105/month, Advanced $399/month and Plus $2,300/month on a three year term. POS Lite is included free on every plan. In person 2.6% + 10c, 2.5% + 10c and 2.4% + 10c by plan. A realistic single store entry is Basic plus POS Pro, so $128/month.
What stands out: The best online storefront of anything here by a wide margin, with card rates published in full and a clean per location model at $89 each. If the website is doing serious volume and the shop is the secondary channel, this is the sensible shape.
Tradeoffs: No native instrument rentals, no rent to own, no repair work orders, no consignment and no lesson billing. Serial tracking only through apps. Every music specific workflow becomes a third party app, and each app is another subscription and another thing that can break.
9. POS Highway
Best for: Multi till stores already committed to Counterpoint
Published pricing: Counterpoint Cloud priced per workstation rather than per store. Starter for two to five workstations is $125 per workstation per month billed annually or $139 monthly. Growth for six to ten is $116 annually or $129 monthly. Advanced for eleven to twenty is $107 or $119. A perpetual license alternative is $1,190 per workstation. All cloud plans require a three year agreement. Merchant services, transaction fees, hardware, implementation and training are all quoted separately. Card rates are not published.
What stands out: The most detailed published pricing of any Counterpoint reseller, and per workstation rather than per store pricing suits a two location business with a couple of tills in each. Serial numbers and layaway are supported, and Counterpoint's reporting depth is well proven.
Tradeoffs: Rentals, repairs, lessons and consignment are none of them mentioned, which is most of what makes music retail different. Per workstation pricing punishes a single busy store with four tills, and the three year agreement removes your ability to change your mind. It is the most expensive model here for a small shop.
Rentals, repairs and lessons, which is where most systems stop
A general retail POS will sell a guitar perfectly well. What it will not do is hold a twelve month rent to own contract with monthly billing and rental credits, open a work order against a serial number and text the customer when the setup is done, or bill a parent for eight lessons a month. Those three capabilities are the whole reason music specific software exists, and they are also the three things most comparisons skip. This table is the one to read before you shortlist anything.
| Platform | Rentals and rent to own | Repairs and work orders | Lessons |
| Vibe Retail | No rental contract engine | Ask our team | No, use a booking tool |
| Tri-Tech AIM | Yes, full contracts, $745 | Yes, $445 module | Yes, $445 module |
| Music Shop 360 | Yes, plus school rentals | Yes, work orders | Yes, online sign ups |
| Rain POS | Yes, recurring billing | Yes, with text updates | No |
| MicroBiz Cloud | Mentioned, no contracts | Yes, service department | Yes, billed by hour or job |
| Lightspeed Retail | Deposit and stock hold only | Yes, detailed work orders | No, not mentioned |
| POS Highway | No | No | No |
| Square | No | No | Separate product |
| Shopify POS | No, apps only | No, apps only | No |
School band rental programs, which nobody writes about
For a lot of independent music stores the school band program is the business, and everything else is what happens in the gaps. A few hundred rent to own contracts signed each August, monthly billing running through the school year, instruments out on loan against serial numbers, repairs coming back in mid term, and rental credits accruing toward a purchase at the end. It is the highest value recurring revenue in the category and not one page currently ranking for music store POS mentions it. If this is your business, it eliminates most of this list immediately: Tri-Tech AIM sells it as a $745 long term rental and sales contracts module, Music Shop 360 references school dealer rentals directly, and Rain POS covers recurring billing with online contracts and rental credits. Square, Shopify and POS Highway do not do it at all.
One time license or monthly subscription
Music retail is one of the few categories where the perpetual license model is still alive, and it changes the comparison completely. Tri-Tech AIM is bought outright: $995 for the base package on one workstation, then $445 per module for rentals, repairs, lessons, purchase orders and the rest, $745 for the long term rental and sales contracts module, $245 per extra workstation and $595 per extra store. A shop that wants rentals, long term contracts, repairs and lessons is looking at roughly $3,075 up front, before support and before payment processing. Against $65 a month for MicroBiz or $89 for Lightspeed, the license pays for itself somewhere around year three or four, and you own it. Whether that is the right trade depends on how long you expect to keep the system and how much you value not having a monthly bill.
- Cloud subscriptions cost less to start and more to keep. Budget five years, not one.
- Perpetual licenses still have running costs. Support plans and payment processing are extra and are usually not published.
- Watch the setup fees. Music Shop 360 charges a $750 setup fee that is rebated in full only if you process payments with them, which is a processing commitment dressed as a discount.
- Per workstation pricing punishes small shops. POS Highway charges per workstation on a three year agreement, so a two location shop with four tills pays for four workstations regardless of how quiet they are.
Used gear, trade ins and consignment
Used and consignment stock is a large part of most music stores and it behaves nothing like new inventory. Every item is unique, the cost basis is different on every one, consignors need paying and reporting to, and a trade in has to be received, valued and resold without the margin disappearing somewhere in the middle. Tri-Tech AIM tracks layaways, trade ins and consignments and can buy items outright; Lightspeed handles consignment through tags with automated consignor reports; MicroBiz does trade ins but not consignment. If used gear is a meaningful share of your floor, this is worth as much attention as the rental question, and the same problem shows up in other resale driven categories, which our antique store POS page covers from the other direction.
What to check before you sign
- Start with rentals. If you run a school band program, only three systems on this list genuinely support it and the rest can be removed in one question.
- Then lessons. The second ranked page in Google for this term sells a system that does not do lesson billing at all, which tells you how easy it is to get caught out.
- Check serial number tracking goes beyond a text field. You want to search by serial, tie it to a repair history and a rental contract, and find out who has the instrument.
- Price five years, not one. A perpetual license and a monthly subscription cross over somewhere around year three.
- Ask what the support plan costs. On the license products it is never published and it is not optional.
- Ask about consignment payouts, not just consignment tracking. Paying consignors is the part that eats the hours.
- Get the card processing rate in writing. Not one vendor in this category publishes one except Square and Shopify, which is unusual even by POS standards.
What it actually costs
The spread here is wider than any other retail category. Cloud subscriptions run from $65 a month (MicroBiz) to $289 (Lightspeed Plus), with Square and Shopify cheaper still if you can live without rentals, repairs and lessons. Perpetual licenses start at $995 for Tri-Tech AIM and reach roughly $3,075 once you add the rental, contract, repair and lesson modules, plus $245 per extra workstation and $595 per extra store. Card processing is almost never published in this category: budget around 2.5% and ask for it in writing.
Vibe Retail starts at $19 a month for a single register, with multi-location sync and ecommerce on the $97 Pro tier.