Vibe Capital
Give your business a
cash boost with Vibe Capital
No paperwork, no credit checks, and no putting your personal assets on the line. Just fast business funding from people you already know and trust.
About Vibe Capital
Get a same-day cash payout, then repay with future revenue. All through your Vibe POS.
Get help with everyday costs
Use the cash to cover day-to-day operational costs, boost your marketing budget, or bring on board seasonal staff.
Fund your next phase of growth
Get the funding you need to make big changes, like expanding to a new location, or refurbing the shop floor.
Repay automatically with daily sales
Automatically repay any funds with a percentage of your daily sales revenue, and request a top-up whenever you need it.
How it works
The Process
We’ll provide you with a pre-approved offer based on real-time sales and revenue data.
If you’re approved, we’ll send the funds directly to your account that very same day.
However much you borrow, pay it back gradually with a percentage of your revenue.
Vibe vs. traditional loans
A better way to borrow capital
|
Vibe Capital
Fast funding approved via your Vibe POS
|
Other business loans
Traditional capital funding via banks
|
|---|---|---|
| Funds sent directly to your account |
Yes
|
Yes
|
| Pre-approved offers based on daily sales |
Yes
|
No
|
| No credit checks |
Yes
|
No
|
| No paperwork |
Yes
|
No
|
| Same-day payouts |
Yes
|
No
|
| No compounding interest |
Yes
|
No
|
| No guarantors |
Yes
|
No
|
| Top up or renew early |
Yes
|
No
|
Vibe Capital provides fast and flexible funding based on your business’s sales history through Vibe. You can apply in minutes and receive funds directly into your bank account. Instead of fixed monthly payments, you repay automatically through a small percentage of your daily sales until the advance is fully repaid.
Eligibility is determined by your processing volume, consistency of sales, and overall account health. There’s no lengthy paperwork or credit check — if your business qualifies, you’ll see a pre-approved offer right inside your Vibe dashboard.
Once you accept your offer, funds are typically deposited into your bank account within one to two business days. You can use the money for inventory, marketing, expansion, or any business expense you choose.
The retail POS that’s changing commerce for good
